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The pros and cons of upfront payment and credit terms


The decision as to whether or not to offer credit terms can be difficult.

The balance between protecting your business from the potential risks involved and providing an attractive proposition to win and subsequently retain customers is tricky.

Take a look at the range of pros and cons of both upfront payment and credit terms…

Upfront payment



Credit Terms



For more on this topic take a look at our blog post the top 5 most-resented payment terms which looks at poor payment practices SMEs have had to deal with.


Just some of our clients

  • Smith & Williamson
  • Barclays
  • Leonard Curtis
  • Eazipay
  • Santander Corporate & Commercial
  • SER Contractor
  • Wupwoo
  • Midland Rock
  • PNC Business Credit
  • Duff & Phelps
  • Leumi ABL
  • Custom Glass
  • Harrisons Business Recovery
  • Construction Recruitment Services
  • Quantuma
  • Close Brothers Invoice Finance
  • FRP Advisory
  • BNP Paribas
  • Wote Street People
  • Royal Bank of Scotland
  • Kreston Reeves

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